Where to get ring appraised

Make sure that the way the appraisal fees are structured does not motivate the appraiser to make a biased assessment. Usually, the fees are based on the time it takes to complete the appraisal as well as how complex the process is. For example, a ring made with many various metal components and several different stones may be more complex to appraise than a one-diamond ring with a simple structure. Jewelry brokers are one possibility for selling old jewelry. You can also visit the jewelry retail stores in your area and show them your ring to see what offers you will get.

We recommend James Allen read review because you can take a degree look at any stone before having it set in a ring. What Is a Jewelry Appraisal? It can be purchased as a rider, or extension of your renters or homeowners insurance, or you can get your ring insured through an insurance company that specializes in insuring jewelry.

Sometimes insurance companies that specialize in jewelry are able to offer you more coverage than a standard policy.

For instance, they will replace a stolen or lost engagement ring rather than just giving you a predetermined cash value for it. Insuring your ring will give you the peace of mind you need to make sure that your investment in your engagement ring is safe, and to protect the actual value of the ring in case of any event.

The sooner you complete getting your ring insured, the sooner you can relax. Often insurers will allow you to start the process of buying a policy even before the ring appraisal is complete.

As mentioned above, the two types of policies to insure your ring are either through your renters or homeowners insurance policy, or a jewelry insurance company.

For most insurance policies, after you contact them with your interest in insuring your ring, you will need to give the insurance company your receipts of purchase and your appraisal.

Insurance companies vary in what they require, but it is best to have both when exploring your options. The cost to insure your engagement ring varies on the policy, the value of the ring, and other factors that are taken into consideration. Author Cristina LaPenna. Share Facebook Share on Facebook. Email Email. Why should I get my ring appraised?

We'll help you get the best diamond for the money. We are a team of diamond experts who will teach you to identify scams and avoid spending money on features you can't see. Tell us as much information as possible to help us help you ie, budget, preferences, etc.

Deal Alert! Michael Fried. Mike learned the diamond business from the ground-up at Leo Schachter Diamonds - one of the world's top diamond manufacturers. Blue Nile Blue Nile is the largest and most well known internet jewelry seller. They have a very large exclusive online inventory. Their high quality images are catching up to James Allens' and their prices are amazing.

Blue Nile have generously offered our readers an exclusive one-time use coupon. Click to Visit. No questions asked returns within 30 days of shipment. Blue Nile will send you a paid shipping label to return the ring. James Allen James Allen is the leader in online diamond sales.

Their imaging technology is the same as inspecting a diamond with a jeweler's loupe. They have the largest exclusive loose diamond inventory online and fantastic prices. They also have the nicest collection of lab created diamonds online. James Allen will send you a paid shipping label to return the ring. Still afraid of getting ripped off?

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